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The partners of Pioneer Auditing have a broad and extensive first hand international experience in a wide range of specializations including auditing, computerised accounting, management systems, insurance, financial and banking fields, and are capable in providing, together, an important blend: A "systems approach" to any particular service. An audited financial statement, for example, is not presented to the client before it is reviewed internally by the Supervisor Auditor in charge of Auditing and then reviewed by the banking and financial consultant, independently, looking at it from the financial and banking angle….

This experience spanned across continents: North America, Europe, Africa, Asia and the Middle East.

The staff at Pioneer Auditing is multinational coming from different parts of the world: India, Lebanon, Philippines and Canada. Languages spoken by staff members, include, Arabic, English, French, Malayam, Spanish, with each speaking at least two languages.


Nicolas Saade Jr, 65, Founding Partner and Banking Consultant, with 40 years of experience in banking, investment and financial management. Saade’s experience is international. He has worked at executive levels for different banks of different nationalities in different continents, thus amassing first-hand knowledge in banking and financial systems and practices of various countries including Canada, France, Lebanon, United Arab Emirates, USA, and West (French) Africa. He is currently a retained consultant for an international banking group and provides consultation services on banking and financial issues to a number of international banks and institutions. He is an active member on the board of directors of an international bank and the managing director of an SEC-registered investment consultancy firm in the USA.

Saade holds an Honours BA in Economics from McMaster University in Canada, and an MBA (finance) from the Wharton School, in the USA. He is a member of the CFA Institute (USA).


Thomas P George, 48, Audit Supervisor with 25 years of experience in auditing, occupying senior positions in India and the UAE. In addition to his audit chores he is in charge of setting up charts of accounts and accounting systems for companies.

George holds a BSc and an MSc in Mathematics from Mahatma Ghandi University, India and has done his chartered accountancy articles with Fraser & Ross, India. George is a member of the Institute of Chartered Accountants of India.


Jennifer Tabet,   Consultant, with more than 15 years of experience, specialising in human resources. Tabet’s experience is international. She has worked at Merck & Co (a leading US pharmaceutical company) at its corporate headquarters in the US and was later transferred to Merck’s Middle East Office in Cyprus as the Regional HR Manager. In 2005 Jennifer Tabet established Stratagem HR Solutions, based in Beirut and covering the Middle East region. Among the consultancy services she offers, she assists family owned companies set up their HR department. She regularly delivers both in-house and public workshops on HR related topics. Other services provided include designing assessment centres and conducting employee satisfaction surveys. She is the regional representative for MTI and delivers their Manager-as-Mediator seminar. She is certified to administer and analyse the Myers-Briggs Type Indicator (MBTI) and is a Certified ROI Professional (CRP).

Tabet holds a Master degree with a focus in Human Resource Management /Organization Behavior from Cornell University. As part of her graduate work, she was actively involved in the design and implementation of several HRM projects with fortune 100 companies. She also holds an MA degree in International Affairs from Georgetown University.


Nicolas Saade III,  33, Partner and Banking Consultant, with more than 10 years of experience in commercial and investment banking, having worked in Lebanon and the UAE.

Saade holds a BA in Economics from the University of Toronto, Canada, and an MBA (Finance) from the American University of Beirut, Lebanon. He also holds certificates from the Chartered Institute for Securities and Investments (UK).  He is concurrently pursuing a Diploma in International Law.


Ronald Soriano, 33, Auditor with 6 years of experience in internal auditing, and 7 years of external independent auditing.

Soriano holds a BSc in Accounting from University of Luzon, Philippines, and is a member of the CPA Professional Regulation Commission in the Philippines.


Hena Deepak, 30, Accountant & Executive Assistant with more than 5 years of experience in compiling accounts. Hena holds a BCom from Calicut University, India, and MBA (Finance) from RVS Institute of Management Studies, India.